AN

ANZ

Big 4

Australia and New Zealand Banking Group

Indicative Construction Loan Rate

Variable rate

6.44%

Comparison rate

6.47%

Rate as at 24 April 2026. Verify before applying.

Max LVR

95%

Offset account

Yes

Construction loans

Yes

Best for

Borrowers who want competitive rates from a major bank

Advantages

  • ✓ Competitive rates
  • ✓ Strong mobile banking
  • ✓ Flexible drawdown scheduling

Limitations

  • · Lengthy approval times
  • · Requires fixed-price contracts only

Compare ANZ vs other lenders

A broker can compare ANZ's construction loan product against 15+ lenders to find the best fit for your project size, LVR and timeline.

← Back to All Lenders Get Rate Comparison

Australia and New Zealand Banking Group holds Australian Credit Licence 234527. Rates shown are indicative and may change without notice. Always verify the current rate directly with the lender.