---
title: "Construction Loan Comparison Australia 2026 — RooLoans"
description: "Compare construction loan rates from 30+ Australian lenders. Free calculators for interest during build, stamp duty, LMI and total cost."
source: RooLoans
sourceUrl: https://rooloans.com/
lastUpdated: 2026-06-25
citationUrl: https://rooloans.com/
---

# Know the real cost of building your home.

Compare construction loan rates from 30+ Australian lenders. Free calculators for interest during build, stamp duty, LMI and total cost.

Construction loans are nothing like standard mortgages. We break down every cost — stamp duty, LMI, interest during the build — and compare 30+ lenders side by side.

Data from Consumer Data Right (CDR) APIs · Updated weekly

$450,000 land · $400,000 build · $100,000 deposit

Australia's only calculators built specifically for construction loans — not recycled mortgage tools.

Land + stamp duty + LMI + interest + fees

## Design Portfolio & Gallery

#### Explore the full Design Portfolio

## Construction Loan Calculators

### Your Build Details

## How Construction Loans Work

## Compare Lenders

### Ready to find the right construction loan?

## Construction Loan Guides

### How Construction Loans Work

### Progress Drawdowns Explained

### Interest During Build Guide

### LVR for Construction Loans

### 7 Steps to Get Approved

### Construction Loan vs Home Loan

#### Calculators

## Key Points

- Repayment
- Interest During Build
- Total Cost ★
- Stamp Duty
- How Construction Loans Work
- Progress Drawdowns
- Previous Period Rates
- RBA Rate Hike Warning
- How We Calculate
- Data Sources

---
*Source: [RooLoans](https://rooloans.com/)*