IN

ING

major

ING

Indicative Construction Loan Rate

Variable rate

6.14%

Comparison rate

6.19%

Rate as at 20 April 2026. Verify before applying.

Max LVR

90%

Offset account

No

Construction loans

Yes

Best for

Cost-conscious borrowers with low LVR

Advantages

  • ✓ Very low rates
  • ✓ Simple fee structure (no ongoing fees)
  • ✓ Great for refinancing after build

Limitations

  • · No offset on construction
  • · Less experienced in construction loans

Compare ING vs other lenders

A broker can compare ING's construction loan product against 15+ lenders to find the best fit for your project size, LVR and timeline.

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ING holds Australian Credit Licence 229823. Rates shown are indicative and may change without notice. Always verify the current rate directly with the lender.