Terms of Service

Last updated: April 2026 · Governing law: New South Wales, Australia

General Advice Warning: All information on RooLoans is general in nature. It is not personal financial advice. RooLoans does not hold an Australian Credit Licence. Always consult a licensed mortgage broker or financial adviser before making borrowing decisions.

1. Acceptance

By using rooloans.com, you accept these terms. If you do not agree, do not use the site.

2. General Advice Only

RooLoans provides general financial information only. Calculator outputs are estimates and do not constitute personal financial advice. We are not licensed to provide personal financial advice under the Corporations Act 2001 (Cth) or the National Consumer Credit Protection Act 2009 (Cth).

3. Accuracy of Information

We use best efforts to keep data current (CDR API scraping, manual verification). However, interest rates, stamp duty rates, and government grants change. Always verify with the relevant authority before making financial decisions.

4. Broker Referral

When you request a broker introduction, you consent to your contact details being shared with one MFAA/FBAA-accredited mortgage broker. The broker is an independent business. RooLoans is not responsible for the broker's advice or services.

5. Limitation of Liability

To the maximum extent permitted by Australian law, RooLoans is not liable for any loss arising from reliance on information on this site, including calculator outputs, rate comparisons, or referrals to brokers.

6. Governing Law

These terms are governed by the laws of New South Wales, Australia. Disputes are subject to the non-exclusive jurisdiction of NSW courts.