Macquarie

major

Macquarie Bank

Indicative Construction Loan Rate

Variable rate

6.19%

Comparison rate

6.22%

Rate as at 22 April 2026. Verify before applying.

Max LVR

90%

Offset account

Yes

Construction loans

Yes

Best for

Financially savvy borrowers with >10% deposit, using a broker

Advantages

✓ Very competitive rates
✓ Excellent digital banking
✓ Strong offset functionality

Limitations

· Broker-only (no direct applications)
· Max 90% LVR
· Stricter serviceability

Compare Macquarie vs other lenders

A broker can compare Macquarie's construction loan product against 15+ lenders to find the best fit for your project size, LVR and timeline.

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Macquarie Bank holds Australian Credit Licence 237502. Rates shown are indicative and may change without notice. Always verify the current rate directly with the lender.