Bendigo

major

Bendigo Bank

Indicative Construction Loan Rate

Variable rate

6.64%

Comparison rate

6.68%

Rate as at 18 April 2026. Verify before applying.

Max LVR

95%

Offset account

Yes

Construction loans

Yes

Best for

Regional/rural builders or those who prefer community banking

Advantages

✓ Community-focused
✓ Good in regional areas
✓ Accepts wider range of builders

Limitations

· Higher rates than major banks
· Smaller product range

Compare Bendigo vs other lenders

A broker can compare Bendigo's construction loan product against 15+ lenders to find the best fit for your project size, LVR and timeline.

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Bendigo Bank holds Australian Credit Licence 237879. Rates shown are indicative and may change without notice. Always verify the current rate directly with the lender.