NAB

Big 4

National Australia Bank

Indicative Construction Loan Rate

Variable rate

6.44%

Comparison rate

6.48%

Rate as at 24 April 2026. Verify before applying.

Max LVR

95%

Offset account

Yes

Construction loans

Yes

Best for

PAYG borrowers who want a streamlined experience

Advantages

✓ Competitive variable rates
✓ Good offset functionality
✓ Fast approvals for salary earners

Limitations

· Less flexible for self-employed
· Strict land valuation requirements

Compare NAB vs other lenders

A broker can compare NAB's construction loan product against 15+ lenders to find the best fit for your project size, LVR and timeline.

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National Australia Bank holds Australian Credit Licence 230686. Rates shown are indicative and may change without notice. Always verify the current rate directly with the lender.